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Joined 1 year ago
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Cake day: June 4th, 2025

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  • Love how Gustafsson is focused on the money of old gamers.

    I’m 47. I would be the prime target for this sort of campaign. Except a I’ve been boycotting shitty companies for so long any nostalgia I might have felt at the thought buying consoles, or a game published by EA, Activision, or Blizzard has been dead for more than a decade.

    The enshitification of triple AAA titles by MBAs has driven me away from the space. Keep fucking slapping surcharges on EVERYTHING; day one dlc, microtransactions, always online DRM, the ability to revoke access to the games we paid for, because we never really owned it.

    I will continue to ignore your shitty products and purchase small indie titles on PC that take risks and innovate. Withholding my money and refusing to purchase your shit will provide publishers with a sense of pride and accomplishment for retaining their customer base.






  • Born in 1979. I’ve seen rotary phones, touch tone phones, cordless phones, pagers cellphones, PC computing pre windows (DOS anyone,) floppy discs (they didn’t just used to be a save icon,) the internet before the internet when it was just hyperboards you dialed up manually and then put the receiver into a baud modem, cassette tapes, CDs, MP3s and ipods, car windows that had to be manually rolled down. I had a TV where you had to get up and manually change the channel.

    I’m in that weird space where I could be a millenial, or could be gen x. I was a latch key kid and had no parental supervision. As an 9 year old, I came home from school and cared for my 4 y/o sister. We played outside, in the street, we walked to the park. I’d ride my bike and put my sister on the seat and we would go get ice cream, or go to the comic shop. It was normal to just be a kid doing your own thing and for your parents to have no idea where you were or how to contact you.

    If you didn’t know where you were going, you had to purchase a map/atlas and learn how to read it to get directions.

    I lived through the contra scandal/Iraq Iran war, the war on drugs, desert storm, the war on terror, and whatever the fuck this new Iran straight of hormuz war is. I’ve seen lived through lots of genocide, (I’m not a victim, just got to see it play out in the news;) Sabra and Shatila massacre, Anfal campaign, Isaaq genocide (somali), Bosnian genocide, Rwandan genocide, Massacres of Hutus during the First Congo War, DRC and ethnic cleansing of Pygmies from the Congo’s eastern region, Darfur genocide (2003–2005), Yazidi genocide, Ukrainian genocide (via Russia and still ongoing,) Persecution of Uyghurs in China, Rohingya genocide, and Gaza genocide. We have always been at war.

    Pre-internet, there was tons of news you would never hear of, or if you did you got the propaganda version because there was no way to access the facts. The newspaper and TV news were still considered reputable. Now with smartphones and cameras everywhere, people can share information with each other directly and we can all call bullshit on misreporting and propaganda, for all the good it does.

    Life was hard then, and it’s hard now. It’s just hard in different ways.






  • That money went into the care of others who got sick, administrative costs, and because everything is for profit, you helped pay for someone’s vacation home. Eventually, if you get sick, the premiums of other people pay are used for your care. Insurance operates because not everyone needs to use it at the same time. If everyone needed to use the insurance at the same time, the insurance company would not be able to pay for care and would go bankrupt.

    The same thing happened during the sub-prime mortgage crisis of 2008. Banks lent people money with variable interest rates to purchase homes. (These were predatory loans, and they were being given to people with questionable credit who otherwise would not be able to get a home loan.) The banks then turned all of those variable rate home loans into housing related securities, which let investors in those programs earn interest on buying a tiny slice of the mortgages. When banks raised the interest rates on the people with those home loans, suddenly people couldn’t afford their mortgage payments and defaulted. Many of those variable rate loans were required to get mortgage insurance to protect the lender against the loan takers defaulting on the loan. Those mortgage insurance companies were flooded with claims. AIG, one such company, faced billions in losses from credit default swaps and its securities lending program, pushing the firm to the brink of bankruptcy.

    Back to health insurance talk. As a consumer, the nice thing about medical insurance is it caps your costs due to a catastrophic event via something called a maximum out-of-pocket, (Max OOP.) Assuming you have a deductible, the money you spend to meet the deductible, and copays you pay after that count towards the Max OOP. When you hit the max OOP, you’re covered in full, for the rest of the calendar year. I don’t have a deductible; my max OOP is $6,350. If I spend $6,350 on co-payments, my co-payments stop until December 31, and it resets when it rolls over to the next calendar year. Without insurance, a catastrophic health event would cost hundreds of thousands of dollars and would absolutely bankrupt me. $6,350 would also put me under financial strain, but it’s something I could recover from financially, and probably wouldn’t have to file bankruptcy over.