Y’all are crazy. Very responsible. I drop my phone every single day. Often outside onto the concrete. I break my screen protectors all the time. I’ve only ever messed up an actual screen once (stupid like wrap around screen so the case was not sufficient). I buy extremely cheap cases and screen protectors, and they always work.
I’m clumsy, but also I guess thoughtless. I’m constantly bending over to pick up my kid and it just tumbles out of my pockets. Idk. The screen protectors last between one week and 6 months. Usually a couple of months, but then the cracks/chips are so little I just take ages to replace it, so I’m only buying one like twice a year. You can get 3 for under 10 bucks so it’s basically worth the cost to not have to be precious about your phone all the time.
The only time I have ever cared is when I’ve gotten a bonus. The tax rate is much higher on a bonus. I’d much rather my company just pay me $25 more a week than a bonus in December.