I get what you’re saying and agree that high transaction fees keep merchants from offering it as a payment option.

However, in my rant I’m merely talking about P2P money transfers, nothing B2C. And since most people are lazy and scrimpers, a service needs to have a very good offer for people to start using it. That’s where Wero could improve, in my opinion.

Plus, having a large user base would help them in the long run with convincing merchants to offer Wero as a payment option, wouldn’t it?

I think it‘s inherently difficult to persuade thousands of banks in Europe (and potentially worldwide) to actively join Wero, or any other service for that matter.

In my opinion, Wero – to be a viable option for anyone – should make their service something that the people can and WANT to use. Maybe I’m naive but adding the option to connect a bank account via IBAN and SEPA mandate shouldn’t be too complicated, right?