The average is 18-24 months.

1/4 of all car loans involve negative equity.

Well over 60% of loans are over 72 months which significantly increases the time for loans build any equity.

But we are also talking about teslas which are being killed in the used market

Gap insurance

This is literally the correct way to proceed in any inbound communication. Doesn’t matter who it is, the more authority they claim the faster to hang up.

They will try and trigger your lizard brain and make you feel like you must act now.

They got you because you’re not familiar with the Apple ecosystem nor their support system. That’s all sus as hell.

You also failed at basic opsec because you allowed them to control the flow of communication.

Was there actual suspicious activity? Did an actual Apple representative ever contact you because it sounds like the whole thing was a phish but you make it sound like they just got the case number and timing when the more likely scenario is that the email was also them.

Today I witnessed a group of coworkers almost bragging how little time they took after their kids were born. I’ve heard stuff like “Most men are hard working and want to support their families so they don’t take leave”.

Toxic masculinity.

Only a fool would put an Amazon listening device in their home.

Looks like there are accounts that can earn 3.5%. It’s an hour or two of work. Average occupancy rate is close to three years. A $2000 deposit would cover an inspection after a year.

Fallback could be on the renter if there is reason to withhold and on the owner if there is no need to withhold.

The escrow company gets to invest the deposit. They can use a portion of those funds to determine who receives the payout.

Seems like the correct way for them to index the site would be to create their own instance that federates with the rest and then index the content on the server. There is no need to scan each individual instance when there is a publishing protocol that handles the content stream.

How do manage reputation score with other servers for your outbound mail?

It intelligence is wealth than why did Eistein and any of the other hundreds of scientists whose discovery our world rests upon all without becoming billionaires?

Except with email, the sender and receive have no choice. With Lemmy, both can pick an instance that isn’t relying on whitelist/blacklist rules.

Drop of water depends on where the water is. Watch online videos to diagnose problems, it’s the opposite of doing this for personal health. People have some crazy cheap ways to address issues.

Crack, draw a line parallel to the crack on each side. Measure it and it on the wall. Check back and see if the measurement is changing. Patch it if it’s stable. If it’s not stable, probably not good news, start with videos of what others have done.

Ants are the easiest. There are barrier sprays that will keep out any insects. Fall instructions on the product but typically just spray it on the outside of the foundation once a year.

Houses are over engineers to stay standing up so don’t worry too much. The expensive stuff will come around ever couple decades like roof replacement so plan for that but most everything can be remediated with little effort, especially if you don’t care how it looks. You said it’s a fixer up, each patch is just another layer to its character.

A rich kid would toss it all in a dumpster and buy new shit in the fall.

I’m jealous you managed to finish it in a single sitting. I’m still not done, started and stopped three times so far.

I place is squarely in the “It insists upon itself.” category of movies.

Nah. It’s worse than that. They are Cyphers.

Those who’ve seen the sky, cry out to be put back in the matrix and will murder to get back their blissful ignorance.

See: Fired federal workers who still support Trump.

Lasagna

All of that can be equally true for cloud infrastructure. There is argument that the cloud company is more incentivizing to use 2 year olds to save labor costs.

In the cloud admin world, no one knows you’re a toddler.

Yeah, the memory reset is a positive. Having to remember is the curse.

On-prem allows you 100% control on the downtime. You build internal trust by deciding when to upgrade, availability of hot swap, rollback, etc.

Cloud is just trust and it’s out of your control if they break that trust.